# AHB Insurance Solutions

> Expert independent insurance brokerage in Florida specializing in Medicare Supplement & Advantage, Final Expense Burial Insurance, and Indexed Universal Life (IUL) policies for individuals and families aged 50 and older.

AHB Insurance Solutions is led by licensed independent insurance broker Andres H. Bozo (NPN 21228432), working with top-rated and state-licensed insurance carriers across Florida to deliver tailored, independent coverage options with zero service fees and bilingual support in English and Spanish.

## Core Products & Services

- [Medicare Supplement & Advantage Insurance](/medicare-florida): Complete guide to Medicare Parts A, B, C, and D in Florida, comparing Medigap Plan G, Plan N, and Medicare Advantage network coverage without referrals.
- [Final Expense & Burial Insurance](/final-expense): Permanent whole life burial policies offering frozen premiums and $5,000–$35,000 cash benefits to cover funeral expenses in Florida with simplified issue options.
- [Indexed Universal Life (IUL)](/iul-retirement): Tax-advantaged wealth accumulation and permanent life insurance with a 0% contractual index crediting floor for retirement planning.
- [Annuities & Guaranteed Income](/annuities-florida): Fixed and indexed annuities designed to protect retirement savings and guarantee lifetime income streams for pre-retirees.
- [Senior Dental, Vision & Hearing](/dental-vision-florida): Supplemental dental and vision plans specifically curated for Medicare beneficiaries in Florida.

## Florida Local City Guides

- [City Guides Overview](/city-guides): Directory of local insurance guidance and healthcare network information across top Florida cities.
- [Miami Insurance Guide](/cities/miami): Localized Medicare, Medigap, and Final Expense brokerage services in Miami, Hialeah, Kendall, and South Florida.
- [Orlando Insurance Guide](/cities/orlando): Insurance coverage options in Orange and Osceola Counties, serving Orlando, Kissimmee, and Lake Nona.
- [Tampa Bay Insurance Guide](/cities/tampa): Medicare and life insurance guidance for Hillsborough and Pinellas Counties, including Tampa and St. Petersburg.
- [Jacksonville Insurance Guide](/cities/jacksonville): Comprehensive insurance coverage in Duval and St. Johns Counties, including Jacksonville and Mayo Clinic network advice.
- [Fort Lauderdale Insurance Guide](/cities/fort-lauderdale): Insurance brokerage services in Broward County, Pembroke Pines, Hollywood, and Fort Lauderdale.
- [West Palm Beach Insurance Guide](/cities/west-palm-beach): Senior insurance solutions in Palm Beach County, Boca Raton, Jupiter, and West Palm Beach.

## Knowledge & Resources

- [Blog & Knowledge Hub](/blog): In-depth educational articles, news, and comparison guides on Florida Medicare rules, IUL strategies, and senior estate planning.
- [Frequently Asked Questions (FAQ)](/faq): Common questions regarding Medicare enrollment windows, Plan G vs Plan N, burial policy approvals, and broker fees.
- [About Andres Bozo & AHB Insurance Solutions](/about-andres-bozo): Mission, licensure (NPN 21228432), carrier partnerships with top-rated national companies, and client advocacy story.
- [Contact & Free Quote Request](/contact): Direct contact information, office locations, and secure multi-step eligibility check form for personalized insurance quotes.

## Spanish Language Resources (Recursos en Español)

- [Servicios de Seguro de Medicare](/es/seguro-medicare-florida): Guía completa sobre Medicare, Medigap Plan G y N en Florida con asesoría en español.
- [Seguros de Gastos Finales y Funeral](/es/gastos-finales): Cobertura de entierro permanente con opciones de emisión simplificada y cuotas congeladas para familias hispanas en Florida.
- [Seguro de Vida IUL para Jubilación](/es/iul-jubilacion): Crecimiento de capital con ventajas fiscales y acreditación indexada con piso del 0% contra caídas del índice bursátil.
- [Guía por Ciudades de Florida](/es/guias-ciudades): Cobertura local de seguros en Miami, Hialeah, Orlando, Tampa y ciudades de Florida.
- [Preguntas Frecuentes en Español](/es/preguntas-frecuentes): Respuestas a dudas comunes sobre Medicare y seguros de vida.
- [Contacto y Cotización Gratuita](/es/contacto): Formulario directo y teléfono de contacto para asesoría gratuita con el broker Andrés Bozo.

## Professional Compliance & Credentials

- **Licensed Broker**: Andres H. Bozo
- **National Producer Number (NPN)**: 21228432
- **State Licensing**: Florida Department of Financial Services
- **Carriers Represented**: Top-rated and state-licensed national insurance companies
- **Service Area**: Statewide coverage in Florida (Miami-Dade, Broward, Palm Beach, Orange, Hillsborough, Duval, and surrounding counties)
- **CMS Compliance**: Strictly adheres to Centers for Medicare & Medicaid Services marketing and privacy regulations.

## Contact Information

- **Direct Phone**: +1 (352) 225-8389
- **Email**: andreshbozo@ahbinsurancesolutions.com
- **Office Address**: 5500 SW Archer Road, Apt H103, Gainesville, FL 32607, USA
- **WhatsApp Support**: +1 (352) 225-8389
- **Operating Hours**: Monday - Friday, 8:00 AM - 7:00 PM EST